“Financial Wellness” Educational Series

“An investment in knowledge always pays the best interest." - Benjamin Franklin

 “Financial Wellness”The ability of an individual to take control of their financial destiny.

It is our philosophy that education is the cornerstone of sound financial planning. We believe that regardless of background, education or income level, financially informed individuals are better able to take control of their circumstances, improve the quality of their lives, and ensure a stable future for themselves and their families.  It is this strong belief that compelled us to develop our “Financial Wellness” Educational series tailored to meet the needs of your employees and executives.  

We offer a comprehensive series of educational modules that can be tailored to your company’s specific needs.  If there is a topic that you would like designed specifically for your firm, please contact us at jmcavoy@investorscapital.com or by calling John McAvoy, 781-453-9600.

Financial Planning 101 – Your Roadmap

  • Learn how to define and set financial goals
  • Understand your risk tolerances and investing timeframe
  • Impact of debt
  • Investment principles
  • Develop a plan 

Asset Allocation

  • Risk-vs.-Reward
  • Diversification
  • Asset allocation models - Which model works for you

College Savings 

  • 529 Plans
  • Coverdell ESA

Employee Benefits

  • Understand your healthcare benefits – Make better choices
  • Employer’s Life and Disability insurance
  • Worker’s Compensation
  • Flexible Spending Accounts
  • Retirement plans 401(k), 403(b), Employer Match and Profit Sharing Plans
  • Employee Stock Purchase Plans

Preparing for Retirement

  • Set retirement goals & how to achieve them
  • How to use retirement accounts that help your money grow [IRAs, Roth IRAs, 401(k), 403(b)].
  • Choose investments that grow but don’t keep you up at night
  • Develop a plan and stick to it

Income and Distribution Planning

  • Financial Strategies to help you not outlive your financial resources
  • What to spend down first and why
  • 5 biggest risks to your portfolio in retirement
  • How to produce income in retirement

Basic Estate Planning

  • What documents are needed and how often they need to be updated
  • Types of Wills and Trusts
  • Durable Power of Attorney
  • Healthcare Proxies
  • Gifts

Long Term Care

  • What is Long Term Care
  • Myths about Medicare and Medicaid
  • How to choose LTC Insurance
  • Alternatives

Identity Theft Prevention

  • Avoid becoming a victim
  • Beware of the credit scam
  • Protect your identity on-line